Legal Notice

1. Publisher of the Platform

This website is published by Flucredit, a French Société Anonyme (SA) with share capital of €2,500,000, authorised as a credit institution and online bank by the competent authorities.
• Registration number: Registered with the Trade and Companies Register (RCS) of Nice under number 842 193 475.
• Intra-Community VAT number: FR 62 842193475.
• Registered office: 45 Promenade des Anglais, 06000 Nice, France.
• Contact email address: contact@flucredit.com (for any general or regulatory information request).

2. Publication Director

The Publication Director of the platform and all its editorial content is Mr Julien Mercier, in his capacity as Director of Customer Relations and Regulatory Affairs for Flucredit.

3. Supervisory Authorities for Banking Activities

As an authorised credit institution and European-scale online bank, Flucredit conducts its financial activities under the close supervision of the French Prudential Supervision and Resolution Authority (ACPR), located at 4 Place de Budapest, CS 92459, 75436 Paris Cedex 09, as well as under the aegis of the French Financial Markets Authority (AMF) for its investment services.

4. Infrastructure Hosting and Security

The website and all servers and infrastructure for managing Flucredit current accounts are hosted by Google Cloud Platform, whose European headquarters is located at Gordon House, Barrow Street, Dublin 4, Ireland.

5. Intellectual Property

All elements comprising this website (texts, Flucredit brand logos, account access interfaces, loan and debt consolidation simulators) are protected by national and international intellectual property laws. Any total or partial reproduction of these elements without express written authorisation from Flucredit is strictly prohibited.

6. Data Processing and Confidentiality

Flucredit is committed to ensuring that collection and processing of your banking and personal data complies with the General Data Protection Regulation (GDPR). For any questions regarding your data or to exercise your privacy rights, our Data Protection Officer may be contacted by email at contact@flucredit.com.

7. Applicable Law and Competent Jurisdiction

This digital portal and its legal notices are governed and interpreted in accordance with the laws of the French Republic. In case of dispute concerning the interpretation or performance of these notices, and after an unsuccessful attempt at amicable resolution, exclusive jurisdiction is granted to the competent courts within the jurisdiction of the Nice Court of Appeal.